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Open enrollment - May 1 through May 15, 2024
The Open Enrollment period is when all eligible employees are required to log onto MyEnroll.com to elect or waive health, dental, vision and or flexible spending account.
Below is a link for the 2024/2025 Benefit Guide which contains details on coverage options and premium amounts. Please carefully review this guide for a better understanding of your benefits.
If you do not log into your MyEnroll benefit profile to complete the enrollment process, benefits will be waived as of July 1, 2024.
Double check to make sure selections are correct by carefully reviewing the Summary & Signature page. If selections are correct, click Accept and Finalize. Print a copy of the Summary & Signature page for your records.
Please note: The only time outside of Open Enrollment that an employee can add/drop or make changes to their coverage is when a qualifying event is experienced such as marriage/divorce, birth/adoption, loss/gain eligibility, loss of other coverage, etc., and the qualifying life event is initiated in MyEnroll.com.
What Makes the Archdiocese of Cincinnati (AOC) Healthcare Plan Different
The AOC Welfare Benefit Plan is a non-ERISA group health plan that maintains grandfather status under the ACA. Our employees are offered single coverage with a low employee premium charge. Family coverage is available to include the spouse and children, but with a monthly surcharge if the dependents (spouse and/or children) have other group health plan coverage available to them. This monthly surcharge can be waived if it is determined the dependents are not eligible for other group health plan coverage.
The 2024-2025 plan year medical/prescription premium for single coverage is $869 per month. For eligible employees, the parish/school location pays $826 and the employee’s portion of the premium is $43 per month. This is an annual expense for the parish/school location of $9,912.
The 2024-2025 plan year medical/prescription premium for family coverage is $2,028 per month. For eligible employees, the parish/school location pays $1,927. The additional expense to a location for an employee’s family premium over the single premium is $1,159 per month or an annual difference of $13,908. The employee may be subject to a monthly surcharge of $1,202.00 for this additional cost. The surcharge can be waived when the employee provides evidence that their dependents have no access to other group coverage. Once the necessary steps to waive the surcharge are accomplished then the employee premium for family coverage is $101.00 per month. See below for information and links to download affidavit letters.
Any change in the status of other available Group Health coverage during a plan year may be considered a Life Event and changes the waiver status for dependent surcharge during the plan year.
Any false or misrepresented eligibility information will cause both your coverage and your dependents’ coverage to be retroactively terminated (to the extent permitted by law). Non-compliance is considered fraud and can result in recouping surcharge, claims paid and dismissal of those complicit in the fraud.
Affidavit Letters/Coverage Verification Letters
Affidavit letters need to be downloaded by an employee requesting family coverage under the Archdiocese of Cincinnati Health Care Plan. The portion of the letter above the red line needs to be completed by that employee and then forwarded to the Human Resources Director of the employee’s spouse (and/or other parent of any dependent children) for completion. The employee requesting the family coverage under the Archdiocese of Cincinnati Health Care Plan returns the completed letter prior to June 1, 2024 via email to: [email protected]. The Benefits Office will then process the completed letter for determination of surcharge waiver.
Online Enrollment for Benefit Selection
The Archdiocese of Cincinnati utilizes the online enrollment system, MyEnroll.com, for employee’s convenience to make selections for medical, prescription drug, dental, vision, flexible spending accounts, and life insurance.
MyEnroll.com is available online 24/7 for employees to review their Benefit Profile as well as monitor and submit FSA claims.
Consider your options carefully and follow the steps below to make smart enrollment choices.
Step 1: Confirm your eligibility and understand your options
- Read through the 2024-2025 Enrollment Guide
- Review the pages of the resources.catholicaoc.org/employee-benefits site to learn more about your benefits
Step 2: Plan for your needs
- Review your current benefits and coverage levels – what makes the most sense for you and your family
- Decide which dependents you will cover – eligible employees have two coverage levels to choose from
- Employee Only
- Family
Step 3: Request your MyEnroll user ID and password
- If you don’t already have a user ID and password or if you forgot your user Id and password follow these steps
Step 4: Gather proof documents for new dependents
- Scan if necessary proof documents and save the documents to your desktop as one PDF per dependent
- You will need to submit these during the online enrollment process by attaching the scanned documents to your MyEnroll Benefit Profile when prompted
- You can also fax your proof documents to 1.888.265.2144
Step 5: Enroll
- Log onto MyEnroll.com using your user ID and password
- Click “Go” located within the blue box at the top of your MyEnroll Benefit Profile
- When prompted, submit the necessary proof documents for new dependents
Step 6: Conclude enrollment
- Carefully review the Summary and Signature page.
- Double check to make sure your selections are correct.
- If you are happy with your selections, click Accept and Finalize.
- Print a copy of the Summary & Signature page for your records