Insurance Coverages

The Risk Management Office promotes the protection of physical and human assets of the archdiocese by assisting locations in controlling losses, responding to claims and creating a culture of awareness. The protections and services are provided through a combination of the self-insurance and the commercial insurance. Bringing together our large number of locations under these programs allows for economies of scale in administration, services and products.

The Archdiocese Self-Insurance Program (SIP) provides insurance coverage for all the entities under the trusteeship of the archbishop. The SIP covers these major categories: Property, Automobile, Third Party Liability, Directors & Officers, Sexual Misconduct, Workers’ Compensation, Boiler & Machinery, Fiduciary, Student and Volunteer Accident, Terrorism, Fine Arts, Foreign Exposures, Kidnap & Ransom.

All titled vehicles registered by Archdiocese of Cincinnati entities are provided coverage.  Any change in vehicle or driver information must be reported to Finance@CatholicAOC.org.  Auto PD deductible: $1,000

Report all incidents to Gallagher Basset Services, Inc.  833.273.5479

“Special Events” Insurance Program

“Special Events” occur when a parish or school allows an event to be held on parish/school property, but the event is not parish/school sponsored. The most common example is a wedding reception held at a parish hall. Other examples may include family gatherings such as birthday celebrations or funeral receptions. (* See below if alcohol is served at the event.)

If an individual or outside organization holds an event on parish/school property, you must complete a Facilities Use Agreement (FUA)  (Click here to access.)

Next, there are two choices for purchasing the required insurance coverage for the event:

OPTION 1: Provide your own insurance coverage.

If you are securing your own insurance coverage, you will need to complete the following:

  • Provide a Certificate of Insurance (COI)
  • Check with your homeowner’s insurance agent as most will provide this free of charge.
  • Name the parish/school as additional insured for at least $1,000,000 and include the following verbiage on the certificate:
    • “PARISH/SCHOOL NAME, Archbishop Robert G. Casey and the Archdiocese of Cincinnati are named as additional insureds.”

        (Click here for an example of a COI.)

OPTION 2: Purchase TULIP coverage.

TULIP, also known as Tenant User Liability Insurance Program, is only available online. It is underwritten by K&K Insurance and is handled through the Archdiocese of Cincinnati’s broker at Arthur J. Gallagher Risk Management Services.

K & K Insurance TULIP website to purchase coverage: Catholic Diocese TULIP Insurance (kandkinsurance.com)

Key points when applying for coverage online: 

  • Internet based system date and time stamps all requests for coverage
  • Simply answer questions and check the appropriate boxes
  • System immediately processes transactions, provides approval for event and the certificate of insurance
  • Premiums vary according to activity but on average the cost is approximately $125.00
  • System accepts credit card payments and electronic checks
  • Parishioner or Parish may complete the application
  • Need assistance while completing the online application? Call 800.553.8368; help desk for K&K Insurance
  • When events are purchased on the Diocese TULIP policy, the named insured should be the person hosting the event, not the Parish where the event is held. 

* IF ALCOHOL IS INVOLVED AS PART OF THE EVENT

Please Note: Regardless of which option you choose to provide insurance for the special event, if alcohol is involved as part of the event, you may need to purchase a special liquor insurance policy.

There are three instances in which a special liquor insurance policy is required: (1) If liquor is being sold, (2) When there is an admission price to the event which includes liquor, or (3) If liquor is served as part of a fund-raising event. 

Coverage for Liquor Liability is NOT available on the web-based system.  A paper application is available through this link, “Special Events Application – Liquor” and must be submitted via email to Rachel Fox; Rachel_Fox@ajg.com.  Upon review and approval an invoice will be directly sent to the applicant.  

Questions about Special Events Coverage contact: Rachel Fox, Arthur J. Gallagher Risk Management Services 847-598-2550  Email: Rachel_Fox@ajg.com.

 
 

Direct Questions to

Bill Maly - Director of Benefits & Risk Management

Phone: (513 263-3354
Fax: (513) 421-6225

bmaly@catholicaoc.org